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Bank Deserts

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Bank Desert Mapping Tool

Dear Mr. Auto Dealer:

You can be part of the solution and help put an end to the growth of bank deserts across America…

Install a Buy Here Bank Here mini bank branch today!

And drive more traffic into your auto dealership today!


Click on the US Census map below to find your Dealership location and Bank Challenged neighborhoods nearby!


(Drag the map to show your state. Use the zoom in "+" to zoom into your neighborhood.)



Bank Deserts have formed in Low to Mid Income areas resulting in
a "Bank Challenged" (unbanked / underbanked) population.

Bank Deserts =

Bank Desert bank deserts
Low to Mid Income =

Economics Poverty Rates bank deserts and poverty rates
Bank Challenged

FIDC Unbanked Rate bank challenged and the unbanked rate


= Predatory Check Cashers and Pay Day Loan Expansion Rates of 11-15% per Year


Other Bank Desert Maps


Map of the number of banks and payday lender stores in California counties

banks and payday lender stores in California


Chicago and the unbanked
Chicago under-banked households


Kentucky Banking Deserts – Zip Codes With No Banks (Shaded Zip Codes)

Kentucky banking deserts


Nevada Banking Deserts – Zip Codes With No Banks (Shaded Zip Codes)

Nevada banking deserts

Mid South

With thanks to Hope Policy.

bank deserts in the US mid south

Urban and Rural Bank Desert States

States with More Than 10 Urban or Rural Bank Deserts State Urban Bank Deserts Rural Bank Deserts
California 62 48
Texas 36 46
New York 32 18
Pennsylvania 21 35
Ohio 18  
Florida 17 63
Illinois 13  
New Jersey 13 11
Missouri 11  
South Carolina 20 20
Tennessee 19 19
Virginia 19 19
Georgia   43
Alabama   38
North Carolina   38
Arizona   22
Washington   21
Arkansas   17
Louisiana   15
Maryland   11
Mississippi   11
Combined Statistical Areas with at Least 8 Urban Deserts
New York-Newark, NY-NJ-CT-PA 40
Los Angeles-Long Beach, CA 36
Washington-Baltimore-Arlington, DC-MD-VA-WV-PA 11
Dallas-Fort Worth, TX-OK 11
Philadelphia-Reading-Camden, PA-NJ-DE-MD 10
Pittsburgh-New Castle-Weirton, PA-OH-WV 10
Boston-Worcester-Providence, MA-RI-NH-CT 9
Houston-The Woodlands, TX 9
Omaha-Council Bluffs-Fremont, NE-IA 9
San Jose-San Francisco-Oakland, CA 9
Atlanta-Athens-Clarke County-Sandy Springs, GA 8
Chicago-Naperville, IL-IN-WI 8

Banking the Unbanked: Bank Deserts in the United States
Russell D. Kashian, Ran Tao, Claudia Perez-Valdez
University of Wisconsin, Whitewater


See the National Unbanked Map of the USA here!

See where the unbanked live